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The Internet is the only resource that prepares all of the information in the world that you could ever want or need. Most people use the Internet to scout universities and colleges that they may want to go to and do so in depth to ensure that they know everything they possibly an about it before applying. They may also research how to write a great application to enhance their chances of getting accepted onto the course of their dreams. However, the majority of students rely in the information that they are sent through from the various universities and high school guides when looking for funding to get them through college, but they should be tapping into the wonderful resource if they want to world of scholarships and grants to really open up!
The first thing an individual looking for a grant or scholarship should do is take a look at the finance pages of the university or college website that happened to be their first choice destination. Although there may not be many grant and scholarship names and details of how to apply on there, it would give an individual an idea of where to start. Many of the websites actually give a brief outline of the funding out there and will also touch on any department or college funding available too. You do not have to wait to apply for those either. Regardless of whether or not you have had an acceptance letter back or not, you can apply. The worst that could happen is that your application never makes the light of day if you do not get accepted. However, if you wait for an acceptance letter then the scholarships may have already been designated to others by that point. There is absolutely no harm in trying.
The next place to look is specialist websites. There are websites dedicated to pursuing grants and scholarships alone so they would be a good place to start looking for more in depth information. Many will describe just how to write a grant letter and apply for a scholarship. Obviously the requirements are slightly different for the various scholarships on offer and you have to read the requirements carefully to avoid your application being binned before it has even been read for consideration. It is important to read guidelines and advice articles because they will actually give you excellent guidance. They make points that you would not actually think of yourself and these points and tips could seriously enhance your application.
You can also find hints and tips on Internet sites that may not actually specialize in academic information. They can often be found on general websites that provide advice for teenagers in general and also those that offer careers advice. Finance is obviously a big part of career advancement because without adequate financial backing, it would be impossible for an individual to go to college or university at all.
Those websites will list the sources of scholarships and grants so you can investigate them further for yourself. You should write asking for information, visit the websites detailing the essentials and shortlist the grants and scholarships that you would like to apply for before actually putting pen to paper, or starting to type as the case may be. Make sure that you have the full picture before you actually apply and you will get far better results!
Single parents are growing in number throughout the country and all over the world. In fact, with the rising trend toward woman empowerment, more females are opting to raise kids on their own than getting married (but thats a different story).
Despite the absence of a partner, single parents are not alone in the challenging task of rearing their kids. The government is there and very much willing to help.
The US government offers financial support for single parents who have proven themselves unable to provide enough care for their children. The law acknowledges that single parents face responsibilities that are much more complicated than families with two parents, hence the provision for financial assistance. This way, the government takes part in reducing the pressures and hardships single parents face every single day.
All single parents qualify for government assistance, particularly those who are in dire need of financial help. To apply for aid, the single parent must first secure and fill up a form from the city hall. Information sought on the forms should be honestly and completely filled out because these will determine his or her eligibility for the assistance being offered.
Yes, while all single parents are eligible for government help, there still are certain guidelines that need to be fulfilled to protect the fund from unscrupulous people. Also, keep in mind that financial assistance will only be given to those single parents who truly need them, and not to those who earn hefty salaries.
Single parents that may avail of government financial help are those that have been divorced, or if the other parent is either handicapped, seriously injured, or deceased.
In addition, it also applies to those single-parent families where the other parent has abandoned them for about a year. The time frame is given, because, under law, it is only until then that abandonment can be officially and legally claimed.
If the other parent is imprisoned, the custodial parent may also apply for government support. It can also cover those whose children had been born out of marriage, or if the other parent has not been identified.
The following single parent situations will exclude the applicant from obtaining government sponsored financial assistance:
– if the child is being supported by the single parents partner
– if the single parents is already receiving pensions for his or her disability or for other reasons
– if the child is being cared for by foster parents
– if the child is waiting to claim an inheritance from one or both of his or her parents
However, even if the government offers assistance, single parents should not simply rely on these to care for their kids. As a single parent, you must be responsible and resilient enough to seek ways to finance your and your childs well being without having to apply for help. Go get a job, who cares if its temporary? The important thing is youre exercising all the effort and energy to provide the best you can for your child.
Working moms and single mothers may not think that they can afford college, but with grants for women it is possible to get a degree that opens up a world of opportunities. There are many different grants available for women of all ages and backgrounds, including federal grants and grants from local organizations.
How Do I Get a Grant?
In order to get one of the many grants for women that are available you have to apply and be eligible for the grant. Finding grants that you are eligible for is the hardest part of funding your college degree. Grants are widely available from the federal government, who provides Pell grants to women who are going back to school. Other grants, such as those from third party organizations outside the college and the government, are focused on women who are entering specific fields of study or who have met specific criteria for the grant.
Getting Your Education with Grant Money
You can get a grant by demonstrating financial need by the federal government, but some independent organizations provide loans to women who meet other specifications, such as age or parent status. Grants are a good way to pay tuition if you want to keep your debt to a minimum while attending college, or when you need additional financial aid to help you with living expenses while you get your degree. Loans are often offered to students, but unlike grants these monies need to be paid back.
Grants for women have the obvious advantage of being money that you don’t have to consider a loan. As long as you are attending classes and you are making a “C” average, you are eligible for many different types of grants. Some colleges also provide federal grants to working parents who are attending their classes online, making it simpler for working and single moms to get their degree by offering a flexible schedule and more money to offset the expenses of online classes.
Finding grants is the most important part of funding your education. After all, if you don’t apply then you are missing out on money you can use to fund your education. If you are entering an underrepresented field, or you are a non-traditional student then grants for women may be available to you. There are hundreds of grants available, ranging from just a few hundred dollars to several thousand dollars to help you earn your degree.
Having to pay for your college can be difficult for anyone. In the interest of getting more women back in the classroom, there are many different financial agencies that are eager to help women deal with their financial burdens. The bottom line being that if you truly need funding youll be able to find it, this is going to help make your life a lot easier and allow you to focus solely on your schooling.
The US government has a vested interest in making sure that any woman who wants to pursue higher education has this made available to her, and in addition to that they can attend the school of their choosing.
Some of the different financial aid options that are available to women are government scholarships and grants to help you continue with your schooling, different business loans that are specifically made available to women to help them get their feet wet in the business world, and different needs based aid programs to assist you with your education.
There are also different funding agencies that specifically help women like different college scholarship committees that are comprised of mostly women, different administrative programs that are designed specifically for women, and many government grant agencies that are also made up with mostly women.
If youre able to demonstrate sufficient need you can likely qualify for not just money to cover only your education but also with some other things. Such as helping you pay for business startup expenses, helping you with healthcare and taking care of your child. Helping you pay for some of your rent, and the food stamp/card programs.
Getting the financial aid you need can have a huge impact on the life of women and their children. Seeking out some of the different scholarships and grants that are available specifically for women may give you the financial edge you need.
Millions of people are desperate to escape the 9 to 5 grind. One popular alternative is to look for a business opportunity that turns you from an employee into a self-employed entrepreneur running your own business.
There are many good reasons why this can be a wise move. Being your own boss means you can set your own hours. This can be very important if you have small children, or simply want to spend more time at home. Working from home can also save valuable time, if the alternative is spending two or three hours every day commuting back and forth to your work place. And of course, working for yourself also gives you the opportunity to make a whole lot more money.
In other words, being your own boss gives you that valuable commodity called freedom. It sets you free from the limitations of being someone else’s paid employee, and in return makes you responsible for your own future. As a self-employed entrepreneur you are free to set your own hours, establish your own work habits, choose what work you will do or will not do, create your own products, drum up your own customers, and do what you have to do to make those customers happy.
And perhaps most importantly, when you are self-employed you are free to set your own prices and make as much or as little income as you are able. You will not have to answer to anyone other than yourself, your suppliers, and of course, the ever-present taxman, after you become successful.
**How to get started — Two Alternatives**
There are two obvious ways you can go about starting your own business. The first way is to quit your day job and launch full bore into your new business. We’ll call this the “All or Nothing Approach”. The second way is to continue on with your current employment and develop a business on the side, in your spare time or apply for a business grant. We’ll call this the “Spare Time Approach”.
Depending on your point of view, taking the All or Nothing Approach can be either an act of bravery or just plain recklessness. Unless you are independently wealthy, planning and timing are very important with this approach. That’s because once you leave your previous employment your source of income will be gone and you will have a limited amount of time to make your business work. It is “sink or swim”. And you can sink pretty quickly without a source of income.
So that means you should plan the changeover to self-employment very carefully. Every situation will be different. An acquantance of mine was able to step from his quasi-government job into a private consulting business because he spent the last few months of his employment developing leads and contacts within his industry. When he went on his own he had customers waiting in the wings and was able to more than double his income in his very first year.
But most of us are not so lucky. We do not have the quality leads or the specialized skills. Nor do most of us have the opportunity to use our present employment to build a launching pad of potential customers before we take off into the wild blue yonder of self-employment. Most of us are starting from scratch with a few vague ideas, a questionable set of yet-to-be-defined skills, and severly limited income. So our venture into self-employment had better take off within a few months or we’re likely to crash and burn(Good Business).
That is why the Spare Time Approach is best for most new self-employed entrepreneurs. The Spare Time Approach lets you test your ideas, develop your skills, and build your business slowly. If you are unsure about the products or services you intend to sell, the Spare Time Approach lets you try out different product lines and see how well they fit in with your overall objectives. Often new entrepreneurs find that their first ideas are not realistic, or there is no market for the services they want to provide. Or they find they cannot charge enough to make any money providing the products or services they have chosen.
**Choose your product carefully**
Like all new entrepreneurs, whether you take the “all or nothing approach” or the “spare time approach” you should be very tight-fisted with your limited resources. That means do not invest any serious money in a product or business idea until you have checked it out thoroughly. The best way to “check it out” is to:
– Talk to people who are already selling the product or service.
– Establish the credibility of the person or company providing the product or service.
– Make sure the company provides on-going support for their product(s).
– Make sure there are no hidden or unexpected costs (such as franchise fees) that will eat away your profits.
This applies whether you are looking at an online product such as an MLM or affiliate scheme, or a more traditional product or service aimed only at local customers.
For example, an associate of mine produces Business Card Displays. The idea behind this product is that it provides new entrepreneurs the opportunity to set up an advertising service for local businesses. With this product, the entrepreneur creates a network of displays placed in high traffic retail outlets like grocery stores, hair salons, and bowling alleys. Then local advertisers can place their business cards in one of the compartments in the displays across the network. If someone browsing one of the displays sees a service they are interested in, they just take a card for future reference.
Sure, it’s not everybody’s cup of tea. But for someone willing to put in a few months of hard work at the beginning, it is a pretty easy way to create a business that will return a handsome income for years to come.
And this manufacturer stands behind his product. He can show …
The need for grants for minority owned businesses is well known. Women own over 9 million businesses yet they receive the smallest amount of financing from traditional sources such as banks and venture capital firms. Traditionally, women own smaller types of businesses that don’t need financial assistance of $250,000 or more and so financing options are limited.
Business grants, however, are difficult to come by. Most businesses are created with loans which rely on good credit histories and collateral that women may have a hard time supplying. Women often choose to max out their credit cards or borrow from family members in order to start a business, which may make their own finances financial situation uncomfortable.
There are over thousand’s of recognized state, federal and private grant awarding agencies throughout the United States. Far too many to list at once here but we can briefly condense some of the categories of small business grants for women that you will be able to find by searching the grants database.
You can search by a particular business title if you wish. For example, grants for day care centers, scientific research grants, farming and agricultural grants, etc. And you may also find a number of available free money opportunities when looking for gender or ethnic specific grants like minority business grants, women business grants, or grants for single parents.
How to find Small Business Grants for Women
There are several online sites worth looking at that provide information and access to grants. In addition to this, there are sites specifically aimed to giving grants to women. These sites attempt to help the female population succeed in entrepreneurial ism and climb on the ladder of success. There are women’s funding networks which promote the growth of women’s funds and empower women to encourage strategic networking among themselves, donors and communities.
The local Small Business Association office should help you in finding the right business grants. Even grants that are not advertised online can be found here. They should also point you in the right direction of grants offered in your area of business
Government Grants for Business
Government grants for women come in different shapes and sizes. Most grants are offered to minorities who want to start business or buy a business or seek to expand the business already started. Those already in business could use the grant to hire new employees, buy new equipment or purchase a new property.
The government in the US offers billions of dollars as grants every year and there are 100% free federal grants for women. You just have to simply apply for the grant you might be qualified for and if granted the money, she may never pay it back at all!
Government grants for minority ethnic groups , disabled women, immigrants and those who served in the military are eligible for exclusive grants in the US. Women Business Grants has put together such ethnic and minority groups which can be viewed at ‘Grants for Ethnic and other groups’ pages.
Local business newspaper or magazine detail all latest happenings in the business community and local business grants offered to entrepreneurs who wish to make a fresh business attempt. These advertisements could appear as a small tidbit or even as part of an interview with a local business person or a donating firm
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You would probably think that as a single parent, you could do what has to be done all on your own. You feel that you have what it takes to be a good single parent.
Hopefully, you are not one of those who assume that they are in the lineage of super heroes, handling every weight on their shoulders. You would get yourself busy on all sides with the different activities that can show your kids that you, as a new family, can handle it on your own.
But has it ever occurred to you that it might not be all about your relationship with your kids? Yes it is primarily about that, but can you do so without financial help?
Financial complications usually come up when households of single parents try to have college education covered. This is where you realize that you need aid after all, financial aid.
There are certain policies in having financial aid determined for single parents, like you if ever you are one, that are deemed to be highly confusing at times. This article would gladly give you an overview of the process.
In case you do not know, the custodial parent is the one with whom the child, specifically a student, has lived the most in the span of the twelve months that have already passed.
If the student admits that he or she did not live with a certain parent more than the other parent, then his or her parent who has provided most of the financial support in the past twelve months will be the one to fill out the fafsa.
Another situation would be if the student got to live with each of his or her parents with the equal amount of time and also if the parents provided an equal level of assistance, in terms of finances, then the parent who will claim the student for purposes of income tax should be the one to do the filling out of the fafsa.
You must never forget that any child support or any alimony that has been received from a non-custodial parent must always be included on the fafsa.
It might be a bit too late to say this, since this article has been mentioning it for quite some time now. Fafsa actually is an acronym for free application for federal student aid. Now you know, so you can stop creasing your forehead in wonder everytime you read the acronym fafsa.
The federal government does not put the income or the assets of a non-custodial parent to consideration, especially when the student’s financial need is being determined.
Just in case you do not know, many private colleges take into account the assets and income of the non-custodial parent, even if he or she does not want to be included in contributing to college costs.
These said colleges would ask for a supplemental financial aid form from a non-custodial parent. This said financial aid form does a whole lot in affecting the awarding of the aid of the school, however, it is neither federal nor state.
Still, there are special cases wherein a number of private colleges will waive the requirements for non-custodial information. There is, however, a criterion that has to be met so that a certain single parent household will not be automatically qualified for a waiver.
First, the non-custodial parent should not be found nor located. So this would only make it eventual that that certain parent has not made any form of child support payment recently, and it is also an indication that that parent has not been consistent in his or her child support payments.
Next, if the separation or the divorce has happened in the past, which means it was really a long time ago, then it is highly reasonable to expect a provision from that non-custodial parent.
And lastly, if the said non-custodial parent has a history of neglect or of abuse either with the child or with the other parent.
Court records will be used for documentation for the said criteria. Hopefully, it is now clear to you that the criteria must be documented first so that there will be a waiver for the information regarding the non-custodial parent.